Process
How it works, end to end
Every stage of a Monoceros subscription, what happens at each one, and who does it.
Work out what you would receive
Set the amount you have in mind and see which packages it buys, what each one pays at maturity, and the dates that would apply if you subscribed today.
That buys
- Gold · 30%$500
- Capital in
- $500.00
- At maturity
- $650.00
- Above your capital
- $150.00
Subscribe and pay now and it joins the cycle opening Friday, 11 September 2026, maturing Sunday, 11 October 2026 after 30 days.
These are the package terms themselves, not a forecast: the amount at maturity is fixed on your investment when you subscribe and does not move with the market. Every subscription is one package at its stated capital — there is no way to invest an arbitrary figure, which is why an amount is split across packages here. Capital is at risk.
What happens at each step
The eight stages of a subscription, the screen you will be looking at, the decision being made, and who makes it.
- Stage 01
Create your account
Registration asks only for what is needed to identify you and reach you.
- First name, surname, date of birth, mobile number and email address.
- A confirmation link is emailed to you as soon as you register.
- Until that email is confirmed you cannot subscribe to a package.
- Stage 02
Complete identity verification
Your NIN and one supported document, reviewed by a person rather than a score.
- NIN slip, national ID, international passport, driver's licence or voter's card.
- Documents are written to private storage — never a public folder, never a CDN.
- If a submission is declined you are told why, and you can submit again.
- Stage 03
Choose your package
Packages open up once your identity has been approved.
- Pick the tier that matches the capital you want to commit.
- Capital, return and the 30-day term are recorded on your investment as you subscribe.
- That record is what governs your investment from then on.
- Stage 04
Pay with USDT
Send the exact amount to the company wallet, then tell us the transaction.
- Choose your network first — the address shown changes with it.
- An address belongs to one network only; sending on another loses the funds.
- Submit your transaction hash so the transfer can be matched to your subscription.
- Stage 05
Payment verification
The finance team checks your transfer against the company wallet by hand.
- Your payment moves from submitted, to under review, to approved.
- A payment that cannot be matched is rejected with a reason attached.
- You are notified either way, as soon as the decision is made.
- Stage 06
Join the next Friday cycle
Cycles open once a week, and an approved subscription waits for the next one.
- Approved before Friday 00:00 WAT — joins the cycle about to open.
- Approved at or after it — waits for the following Friday.
- Activation is automatic. There is nothing further for you to do.
- Stage 07
Track the 30-day term
The clock starts when the cycle opens, not when you paid.
- 30 days, counted from the cycle opening timestamp.
- Your dashboard shows the start date, the time remaining and the maturity amount.
- The investment reads as queued, then active, then matured.
- Stage 08
Withdraw or roll over
At maturity the decision is yours, and nothing moves until you make it.
- Withdraw: your request goes to review, then approval, then payment.
- Roll over: the full matured amount enters the next Friday cycle.
- Both are requested from your dashboard in a couple of clicks.
Ready to get started?
Create your account and complete verification to access the available investment packages.
New investment cycles begin every Friday
A cycle opens every Friday at 00:00 West Africa Time. Subscriptions whose payment is approved before that moment join the cycle that is about to open. Subscriptions approved at or after it are queued for the following Friday.
- Approved before Friday 00:00 WAT — joins the cycle opening next.
- Approved at or after Friday 00:00 WAT — waits for the following Friday.
- Once activated, the 30-day term runs from the cycle opening timestamp.
Next trading cycle
Friday, 11 September 2026
Opens 11 Sep 2026, 00:00 WAT
Why we verify your identity
Identity verification is required under anti-money-laundering rules and protects your account from impersonation. Your documents are stored privately and are only accessible to authorised compliance staff.
- Your NIN and identity document are reviewed by a person, not an automated score.
- Documents are written to private storage — never to a public folder, never to a CDN.
- Compliance staff open documents through links that expire in minutes, and each access is logged.
- If a submission is declined you are told why, and you can submit again.
How Monoceros works with our trading infrastructure
Monoceros provides the investor-facing account and subscription experience, while automated market execution is handled through our separate trading infrastructure. Keeping the two apart means your records, terms and settlement history stay intact and independently auditable.
- Trading infrastructure
- Market analysis and automated execution across supported markets.
- This platform
- Accounts, verification, subscriptions, payments, cycles, maturity, withdrawals and rollovers.
Your investment terms are set by the package you choose, so they stay fixed for the full term regardless of day-to-day market movement.