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Process

How it works, end to end

Every stage of a Monoceros subscription, what happens at each one, and who does it.

Calculator

Work out what you would receive

Set the amount you have in mind and see which packages it buys, what each one pays at maturity, and the dates that would apply if you subscribed today.

$

That buys

  • Gold · 30%$500
Capital in
$500.00
At maturity
$650.00
Above your capital
$150.00

Subscribe and pay now and it joins the cycle opening Friday, 11 September 2026, maturing Sunday, 11 October 2026 after 30 days.

View the packages

These are the package terms themselves, not a forecast: the amount at maturity is fixed on your investment when you subscribe and does not move with the market. Every subscription is one package at its stated capital — there is no way to invest an arbitrary figure, which is why an amount is split across packages here. Capital is at risk.

How it works

What happens at each step

The eight stages of a subscription, the screen you will be looking at, the decision being made, and who makes it.

  1. Stage 01

    Create your account

    Registration asks only for what is needed to identify you and reach you.

    • First name, surname, date of birth, mobile number and email address.
    • A confirmation link is emailed to you as soon as you register.
    • Until that email is confirmed you cannot subscribe to a package.
    STEP 01 · YOUR DETAILSRegistrationFirst nameSurnameDate of birthMobile numberEmail addressCreate accountConfirm your emailA confirmation link is emailed the moment you registerConfirming it is required before you can subscribe
  2. Stage 02

    Complete identity verification

    Your NIN and one supported document, reviewed by a person rather than a score.

    • NIN slip, national ID, international passport, driver's licence or voter's card.
    • Documents are written to private storage — never a public folder, never a CDN.
    • If a submission is declined you are told why, and you can submit again.
    STEP 02 · COMPLIANCEIdentity verificationNIN••• ••• ••• ••Identity documentNIN slipNational IDInternational passportDriver's licenceVoter's cardReviewed by a person, not an automated scoreStored privately — never a public folder, never a CDN
  3. Stage 03

    Choose your package

    Packages open up once your identity has been approved.

    • Pick the tier that matches the capital you want to commit.
    • Capital, return and the 30-day term are recorded on your investment as you subscribe.
    • That record is what governs your investment from then on.
    STEP 03 · PACKAGESInvestment packages5 packages · 30-day term+2 moreGoldCAPITAL$500.00RETURN30%AT MATURITY$650.00DiamondCAPITAL$1,000.00RETURN40%AT MATURITY$1,400.00SapphireCAPITAL$3,000.00RETURN50%AT MATURITY$4,500.00PopularTerms are recorded on your investment the moment you subscribe
  4. Stage 04

    Pay with USDT

    Send the exact amount to the company wallet, then tell us the transaction.

    • Choose your network first — the address shown changes with it.
    • An address belongs to one network only; sending on another loses the funds.
    • Submit your transaction hash so the transfer can be matched to your subscription.
    STEP 04 · PAYMENTPay with USDTUSDTTRC-20 (Tron)BEP-20 (BNB Smart Chain)COMPANY WALLET ADDRESST•••••••••••••••••••••••••••TRANSACTION HASHPaste the hash of your transferTRC-20 and BEP-20 are both supportedThe address shown changes with the network you pick
  5. Stage 05

    Payment verification

    The finance team checks your transfer against the company wallet by hand.

    • Your payment moves from submitted, to under review, to approved.
    • A payment that cannot be matched is rejected with a reason attached.
    • You are notified either way, as soon as the decision is made.
    STEP 05 · VERIFICATIONPayment reviewSubmittedUnder reviewApprovedRejected, with a reasonChecked against the company wallet by the finance teamYou are notified either way, as soon as it is decided
  6. Stage 06

    Join the next Friday cycle

    Cycles open once a week, and an approved subscription waits for the next one.

    • Approved before Friday 00:00 WAT — joins the cycle about to open.
    • Approved at or after it — waits for the following Friday.
    • Activation is automatic. There is nothing further for you to do.
    STEP 06 · EVERY FRIDAYInvestment cycleOpens 00:00 WATNEXT CYCLEFriday, 11 September 2026in 8hMTWTFSSMTWTFSSApproved before the cutoff joins the cycle about to openApproved at or after it waits for the following FridayActivation is automatic — nothing further for you to do
  7. Stage 07

    Track the 30-day term

    The clock starts when the cycle opens, not when you paid.

    • 30 days, counted from the cycle opening timestamp.
    • Your dashboard shows the start date, the time remaining and the maturity amount.
    • The investment reads as queued, then active, then matured.
    STEP 07 · ACTIVE TERMInvestment term30 daysCycle opensMaturityThe clock starts when the cycle opens, not when you paid
  8. Stage 08

    Withdraw or roll over

    At maturity the decision is yours, and nothing moves until you make it.

    • Withdraw: your request goes to review, then approval, then payment.
    • Roll over: the full matured amount enters the next Friday cycle.
    • Both are requested from your dashboard in a couple of clicks.
    STEP 08 · YOUR CHOICEAt maturityMaturedWithdrawUnder reviewApprovedPaidRolloverInto the next Friday cycleNothing moves until you choose

Ready to get started?

Create your account and complete verification to access the available investment packages.

Weekly cycles

New investment cycles begin every Friday

A cycle opens every Friday at 00:00 West Africa Time. Subscriptions whose payment is approved before that moment join the cycle that is about to open. Subscriptions approved at or after it are queued for the following Friday.

  • Approved before Friday 00:00 WAT — joins the cycle opening next.
  • Approved at or after Friday 00:00 WAT — waits for the following Friday.
  • Once activated, the 30-day term runs from the cycle opening timestamp.

Next trading cycle

Friday, 11 September 2026

Opens 11 Sep 2026, 00:00 WAT

00Days
08Hours
33Minutes
13Seconds
TERM LENGTH30calendar daysCYCLE OPENSFriday 00:00 WATAT MATURITYWithdraw or roll overBEFORE ACTIVATIONQueued for next cycle
Verification

Why we verify your identity

Identity verification is required under anti-money-laundering rules and protects your account from impersonation. Your documents are stored privately and are only accessible to authorised compliance staff.

  • Your NIN and identity document are reviewed by a person, not an automated score.
  • Documents are written to private storage — never to a public folder, never to a CDN.
  • Compliance staff open documents through links that expire in minutes, and each access is logged.
  • If a submission is declined you are told why, and you can submit again.
Create your account
DOCUMENT SECURITYPrivate storageIdentity document · REF ••••-••••Encrypted at restNever a public folder, never a CDNACCESS LINK••••••••••••••••expires 4:58ACCESS LOGCompliance opened · REF ••••-••••2 min agoCompliance approved · REF ••••-••••1 min agoReviewed by a person, and every access is recorded
Infrastructure

How Monoceros works with our trading infrastructure

Monoceros provides the investor-facing account and subscription experience, while automated market execution is handled through our separate trading infrastructure. Keeping the two apart means your records, terms and settlement history stay intact and independently auditable.

Trading infrastructure
Market analysis and automated execution across supported markets.
This platform
Accounts, verification, subscriptions, payments, cycles, maturity, withdrawals and rollovers.

Your investment terms are set by the package you choose, so they stay fixed for the full term regardless of day-to-day market movement.